Whether you choose to get your Medicare Part A and Part B coverage through a private plan (Medicare Advantage) or through Original Medicare (Part A and Part B), you might want to review your options to see what works best for you.
If you have Original Medicare, Part A and Part B:
You may wish to add a stand-alone Medicare Part D plan to cover more prescription drugs than Original Medicare covers.
You may also decide to add a Medicare Supplement (Medigap) policy that will fill in coverage gaps left by Medicare Part A and Part B.
Medicare Part D and Medigap plans are sold through private insurance companies, so your costs, such as copayments and premiums, may vary.
You still need to pay your Medicare Part B premium if you add any of these plans.
If you have a Medicare Part C (Medicare Advantage) plan:
The plan must offer at least the same amount of coverage as Original Medicare (excluding hospice care).
Medicare Part C plans often include additional coverage, such as routine vision, dental, and prescription drug plans.
Medicare Part C plans are sold through private insurance companies, so your costs, such as copayments and premiums, may vary.
You still need to continue to pay your Medicare Part B premium if you add any of these plans.
No matter which way you get your Medicare coverage, consider all of your needs before adding or changing plans. For example, you may not need prescription drug coverage right now, but it may be cheaper to enroll in a Medicare prescription drug plan when you are first eligible, rather than waiting until you really need it and at that point being subject to a late enrollment penalty
Our obligation-free Medicare plan comparison tool lets you browse the various options in your area. Simply enter your zip code in the box to get started and shop for a Medicare plan near you.
Medicare has neither reviewed nor endorsed this information.
Whether you choose to get your Medicare Part A and Part B coverage through a private plan (Medicare Advantage) or through Original Medicare (Part A and Part B), you might want to review your options to see what works best for you.
If you have Original Medicare, Part A and Part B:
You may wish to add a stand-alone Medicare Part D plan to cover more prescription drugs than Original Medicare covers.
You may also decide to add a Medicare Supplement (Medigap) policy that will fill in coverage gaps left by Medicare Part A and Part B.
Medicare Part D and Medigap plans are sold through private insurance companies, so your costs, such as copayments and premiums, may vary.
You still need to pay your Medicare Part B premium if you add any of these plans.
If you have a Medicare Part C (Medicare Advantage) plan:
The plan must offer at least the same amount of coverage as Original Medicare (excluding hospice care).
Medicare Part C plans often include additional coverage, such as routine vision, dental, and prescription drug plans.
Medicare Part C plans are sold through private insurance companies, so your costs, such as copayments and premiums, may vary.
You still need to continue to pay your Medicare Part B premium if you add any of these plans.
No matter which way you get your Medicare coverage, consider all of your needs before adding or changing plans. For example, you may not need prescription drug coverage right now, but it may be cheaper to enroll in a Medicare prescription drug plan when you are first eligible, rather than waiting until you really need it and at that point being subject to a late enrollment penalty
Our obligation-free Medicare plan comparison tool lets you browse the various options in your area. Simply enter your zip code in the box to get started and shop for a Medicare plan near you.
Medicare has neither reviewed nor endorsed this information
Choose the Best Medicare Plans & Shop for Plans Today | Medicare.com
No comments:
Post a Comment